Financial planner: Martin

        talk about the basics of investing and clever ways to save.

part 1
part 2

Wells Fargo talks about banking for teens

Many Americans aren’t financially prepared to go out into the world by themselves. This website entails many steps to take in order to get better at financial independence.

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People should budget early and save money by not spending on things that aren’t necessary. People, especially younger people, should open savings and checking accounts to save towards a major goal, like buying a car. Getting a job will provide income, so it's important to understand how to pay taxes on the income they are earning. 

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I believe that schools should teach more about taxes, investing and financial choices we’ll have to make in the future.

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This would help younger generations build up wealth and be generally more aware of the financial world. You can apply for their own credit card at age 18 and start building a good credit history, but use your credit card wisely. Don't buy what you can't pay off and avoid unnecessary debt. You can do this by always being conscious of how much you have earned. That way you won’t spend more than you have. It is also a good idea to invest in stocks early on. There's a good chance they can grow in value over time. If a person is interested in starting their own business, it’s important that they start learning about entrepreneurship now. Lastly it is important to know about identity theft and know when someone is trying to scam you. Make sure you don’t fall for these tricks so that you don’t lose money. With a bit of education and some effort, we can all become financially aware individuals. 

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